In simple terms:

This site shares information about Terry Walters’ speaking, podcast, and web design work. We don’t sell products or digital downloads here — services are agreed to separately, in writing, before any work begins. Content on this site is for informational purposes only. Thanks for stopping by.

1. Acceptance of Terms

By accessing and using this website, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of the site.

2. Services

This site provides information about web design and consulting services offered through Walters Digital, and speaking, podcast, and content services offered through Second Act Brand. The specifics of any engagement — scope, timeline, and payment — are agreed upon separately, in a written contract or statement of work, before any work begins. Nothing on this site constitutes an offer to enter into a contract.

3. Content and Intellectual Property

The content on this website, including text, images, and trademarks, is protected by copyright and trademark law. All rights are reserved. The materials on this site may include technical or typographical errors, and we do not warrant that they are complete, accurate, or current. We may update the site at any time without notice.

4. Client Responsibilities

For clients engaging web design or consulting services, responsibilities are outlined in the individual project agreement and typically include providing necessary content and materials in a timely manner, reviewing and approving work, and paying invoices according to the agreed schedule.

5. Ownership

We retain ownership of our own design tools, processes, and site content. Clients retain ownership of the content and materials they provide. Upon full payment for a completed project, the client receives ownership of the final website deliverable, as specified in the project agreement.

6. Payment

Payment terms for web design and consulting services are specified in individual project agreements. We reserve the right to pause or suspend work for overdue payments.

7. No Professional Advice

Content on this site — including anything related to career change, caregiving, or topics like Medicaid — is for general informational purposes only. It is not legal, financial, or medical advice, and using this site does not create a professional-client relationship of any kind.

8. Limitation of Liability

We are not liable for any direct or indirect damages arising from the use of, or inability to use, this website or its content, even if we’ve been advised of the possibility of such damages.

9. Termination

Either party may terminate a service engagement with written notice, subject to the terms of the individual project agreement.

10. Changes to These Terms

We may update these terms at any time. Changes take effect once posted to this site.

11. Governing Law

These terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict-of-law principles.

12. Contact

Questions about these terms? Reach out through the contact form on this site, or email contact@tlwalters.com.

Last updated: August 14, 2026